3 Government Insurance Schemes You Can Buy for Under ₹500 a Year
Suraj Enterprises Team 5 June 2025 4 min read
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) provides ₹2 lakh life cover for just ₹436 per year — for anyone aged 18–50 with a bank account.
Pradhan Mantri Suraksha Bima Yojana (PMSBY) offers ₹2 lakh accidental death and disability cover for only ₹20 per year — a truly nominal safety net.
Atal Pension Yojana (APY) helps unorganised-sector workers build a pension of ₹1,000 to ₹5,000 per month after age 60, with government co-contribution.
Enrolment in all three schemes takes less than 15 minutes at our centre. Bring your Aadhaar, bank passbook and one nominee's details.
